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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. Which of the following is NOT a mandated benefit in Maryland?
A) Treatment of substance abuse
B) Hearing aids for children
C) Weight reduction programs
D) Treatment of mental illness
2. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
A) Reasonable and customary charges
B) Preapproved charges
C) Utilization charges
D) Scheduled charges
3. An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
A) Misleading a prospective insured in replacing accident and health insurance
B) Submitting a premium payment to an insurer in excess of the required amount
C) An accounting error discovered by the producer's accountant
D) Incorrect filing of federal income taxes
4. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
A) Medical expense benefits
B) Vision benefits
C) Dental benefits
D) Disability income benefits
5. All of the following are characteristics of a preferred risk applicant for disability income insurance EXCEPT:
A) Physically active
B) Non-hazardous occupation
C) Non-smoker
D) High income
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: D |

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